Paybis has enabled customers in the Netherlands, Poland, Portugal, and Austria to purchase cryptocurrency using iDEAL, BLIK, Multibanco, and EPS, respectively. The Riga, Latvia-based exchange announced the rollout on October 23, 2026. These four methods represent the first phase of a broader expansion that will eventually include 13 local payment rails. Users can now complete transactions without providing card details, confirming payments directly through their banking applications or via specific payment references.
Four Markets, Four Distinct Rails
The new integrations are tailored to the specific payment behaviors of each country. In the Netherlands, iDEAL allows users to select their bank and confirm the transaction within their banking app. The limit for a single iDEAL payment is set at EUR 50,000. This method is deeply embedded in Dutch commerce, with the Dutch Payments Association reporting that iDEAL handled 71% of online purchases in the country in 2025. The system processed more than 1.5 billion transactions during that year.
In Poland, BLIK operates through a six-digit code generated in the user’s banking app. The per-payment limit for BLIK is PLN 50,000. According to the Polish Payment Standard, BLIK had 21.6 million active users in Poland at the end of June 2026. This high adoption rate makes it a critical rail for reaching Polish consumers who prefer mobile-based verification over card entry.
For Portugal, Paybis has integrated Multibanco, a system that relies on payment references. Users receive a reference number which they can pay at an ATM or through their banking app. The limit per payment is EUR 5,000. The Multibanco network is extensive, with SIBS noting that there are around 13,000 machines across the country. This infrastructure ensures that the payment method is accessible even to users who may not have sophisticated mobile banking interfaces.
In Austria, EPS (Express Payment System) requires users to select their bank and confirm the payment through online banking. The per-payment limit is EUR 10,000. EPS is widely adopted in the region, with more than 11,000 online shops in Austria already offering it as a checkout option. This broad merchant acceptance translates to high user familiarity, reducing the learning curve for crypto buyers.
Operational Mechanics and Asset Access
The checkout process for these new methods mirrors standard e-commerce flows in their respective markets. Customers choose the local payment method at checkout. For iDEAL and EPS, the confirmation happens within the user’s bank interface. BLIK requires the entry of the six-digit code. Multibanco involves paying the generated reference. In all cases, no card details are required, which addresses a common concern regarding the security of card-linked crypto purchases.
Once the payment is confirmed, the purchased cryptocurrency is delivered to the customer’s Paybis Wallet or to any external wallet address of their choosing. Paybis offers access to more than 90 cryptocurrencies. This list includes major assets such as Bitcoin, Ethereum, Solana, and USDC. The exchange states that cards and bank transfers remain available as alternative payment options, but the new local methods provide additional flexibility for users who prefer to avoid card-based transactions.
Innokenty Isers, CEO and Founder of Paybis, emphasized the regional specificity of the rollout. “Europe does not pay one way. A customer in Amsterdam reaches for iDEAL, a customer in Warsaw reaches for BLIK, and neither should need a card to buy crypto,” Isers said. He added that the company’s philosophy is to make crypto easy, noting that adding local payment methods market by market is the primary mechanism for achieving this goal. The expansion aims to allow customers to pay for digital assets in the same manner they pay for other online goods.
Expansion Roadmap and Company Scale
The four methods launched in October 2026 are the first of 13 local payment methods Paybis is adding. The next wave of integrations will include Bancontact, KBC/CBC Bank, and Belfius Pay in Belgium, as well as Bancomat Pay in Italy. Following that, Paybis plans to introduce Swish, Przelewy24, Vipps, and MobilePay. Once all 13 methods are live, the platform will support more than 30 ways to pay.
Paybis was established in 2014 and operates as a global crypto exchange and payment infrastructure provider. The company employs 200 dedicated professionals and processes more than $6 billion annually. It serves 7 million users and hundreds of enterprises. In 2026, Paybis was recognized as Best Crypto Payment Provider. The company also maintains one of the highest ratings for crypto companies on Trustpilot. The current rollout positions Paybis to capture a larger share of the European retail market by meeting users within their existing financial ecosystems.
Frequently Asked Questions
Which countries support the new Paybis payment methods?
The Netherlands supports iDEAL, Poland supports BLIK, Portugal supports Multibanco, and Austria supports EPS.
What is the payment limit for iDEAL on Paybis?
The limit per payment for iDEAL is EUR 50,000.
